Dental Insurance

Are you looking to receive dental care? If so, you’re likely also looking for a dental practice that accepts your insurance coverage. And with dental insurance being an often confusing and complex subject, finding the right dentist can be hard. That’s why we’re here to help you understand your coverage, find your right provider, and affordably receive the coverage you need.

How Do Dental Insurance Plans Work?

If you’re like most Americans, your dental insurance is provided as a benefit by your employer.

Your employer and insurance carrier negotiate the benefits, terms and conditions for your available dental plans. From budget to leverage, employers can have a major influence on the specifics of your policy. What does this mean for you? Even if you share the same provider as your friend or neighbor, you may be paying a very different price out-of-pocket.

Plans between insurance carriers can vary. Add the specifics unique to your company’s policy offerings and the dental insurance process can feel overwhelming. It’s not just about having insurance, it’s about what dentists accept your insurance—and what your insurance will cover.

If you’re looking to lower your out-of-pocket expenses for your dental procedures, simply having insurance is not enough. You must find an in-network dentist that your insurance will cover.

And remember: whether you incur out-of-pocket expenses, receive dental services that aren’t covered in your plan, or accept dental services out-of-network, paying for dental insurance is your sole responsibility.

Where Can I Find an In-Network Dentist For My Insurance Near Me?

Between the wide range of plans, networks and coverages, it can be overwhelming to find a dentist in Irving who accepts your insurance.

We understand your struggle. That’s why, at Dentalogy, we make it easy for you. We work with most major insurance plans and help understand your dental insurance benefits. And if you need help finding a dental provider that accepts your insurance, we’re here for you, too.

Have dental insurance questions? Call us today at (972) 200-1710.

How Can I Use My Dental Insurance in Irving, TX?

The first question you need to ask is: “do I have a PPO or HMO plan?” Different practices accept different plans, and narrowing down which provider accepts which type of plan will be a big help for you when finding the right dentist to use your insurance.

What’s the difference? PPO plans tend to be more flexible, often extending some degree of coverage outside of your provider network. However, PPOs also tend to come with higher premiums. On the contrary, HMO plans tend to be more cost-friendly, but only cover services for a smaller network of dentists.

If you have any questions about your network or policy, your insurance provider is the best resource for understanding your benefits and discovering in-network providers. At Dentalogy, we are glad to help you find your best fit. Feel free to call us with any insurance questions.

Dental Insurance plans have a lot of moving parts. Before exercising your benefits for the first time, answer yourself these questions:

• Do I have an annual deductible, and if so, how much is it?
• Do I have to pay every time I visit the dentist?
• Am I subject to an exclusion policy, or am I eligible to receive full coverage?
• What do I have left for my deductible and benefits for the year?
• What happens if I need a specialist? Do I need a referral from my primary dentist to ensure insurance benefits?
• Does my dental insurance policy cover orthodontics, like braces and Invisalign®?
• I need to replace my teeth. What options will my insurance cover?
• I’m looking at a restorative or cosmetic procedure. Does my insurance cover it?
• What services and procedures do I need to pre-authorize in order to receive coverage?
• How many visits per year to the dentist does my plan cover?
• If my insurance claim is denied, what are my options to appeal it?
• I need a specialty service or specific material. Is it covered in my plan?

Trust our team to answer your insurance benefits questions and provide information about your treatment coverage.

Even with the best dental plans, you’ll likely incur out-of-pocket expenses. But no need to worry, at Dentalogy, we offer robust financing options in order to make receiving dental procedures a simple process.

Call us today to learn about your insurance coverage and to schedule a dental consultation with one of our expert providers.